ISM Institute of Stock Market Delhi



THE KEY TO INVEST: Investing is more about discipline and patience than timing the market.

Current catastrophes in Indian Markets are incendiary from many years and they may continue further due to some external factors (for example the USA China trade war, India Pakistan issue and many more). Understanding volatility and taking correct ruling is very crucial to grow.   If you are thinking of investments that could beat inflation and also give you reasonable returns, one option might be to start investing in the stock market. If you have decided to do the same and go for it all by yourself, it’s not a bad idea. The stock market, when properly understood, can help you make a lot of money, but you may also lose all your money if you are tempted to invest randomly without knowing the nitty-gritty of the market​. 

There are a few things that we should think about before investing, which are:

  1. What are you investing for?

  Is it a long-term goal or a short term goal of making quick bucks? There are different funds according to the needs of the people. They should invest in considering all the factors.​ ​If you are a long term investor, simply stick to your plan and continue buying per plan. If you are getting into equity for the first time, this can be a good time – and any time can be a good time too if your investments are only a small portion of what you would invest over the years. 

2. One should have a pertinent proficiency about the trends of market and funds.

  If I am an investor but I don’t know much about the policies of the different funds so there are chances that in future I will have to bear some loss. People should spend some time in the market and analyze its policies and then make a wise decision.

3. The investor should invest according to his risk profile 

Just because it is down 10-20% does not guarantee anything. In 2008, the market went down 20% and then went out another 40%. Let the markets do their jobs. In the long run (say about 6-7 years) you will definitely come ahead of others who kept waiting for the right time to come.

4. The last thing to keep in the mind is that the investor should be punctual and should have a disciplined approach.

People who are investing should definitely have a positive mindset about the trends of the market and they should be regular to invest in it . Investors should consider investing a good habit and should not show any delinquency.   ​

​So, start early and don’t waste time commuting about whether now is the best time to invest or not. 

BONUS TIP: Do not take a round figure for your future financial goals. Always work with real numbers to reach your goals without  fail.

Find out the current cost, provide for annual​ ​inflation and taxes 
to arrive at a realistic target.